Consider it protection against "ruff" times for your top dog, something to keep the king cat from feeling "meowserable," or as a safety net for your other critters.
Veterinary Pet Insurance (VPI) is one of the oldest and largest providers of medical insurance for dogs, cats, birds, and exotic pets, covering about 485,000 pets in all 50 states and the District of Columbia.
It represents about 70% of the pet insurance market in the US. Policies cover illnesses, accidents, medical conditions, vaccines, and routine care. The company was founded in 1980 with the goals of ending economic euthanasia and making veterinary services affordable for all pet owners.
VPI is part of Nationwide Mutual Insurance Company.